Terms and Conditions of Service

 

Last Updated: September 30, 2026

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These Terms and Conditions of Service ("Agreement") are a binding agreement between you

("you" or "your") and TTMF, LLC d/b/a Talk To My Face ("Company" "us" "our" or "we") and

governs your access and use of the Talk To My Face services and any related content or

services, including, but not limited to the mobile application (the "Application") (collectively the

"Services").

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BY ACCESSING AND USING OUR SERVICES YOU: (A) ACKNOWLEDGE THAT YOU HAVE

READ AND UNDERSTAND THIS AGREEMENT; AND (B) ACCEPT THIS AGREEMENT AND

AGREE THAT YOU ARE LEGALLY BOUND BY ITS TERMS. IF YOU DO NOT AGREE TO THE

TERMS OF THIS AGREEMENT, DO NOT ACCESS OR USE THE SERVICES. THESE TERMS

INCLUDE A CLASS ACTION WAIVER, JURY TRIAL WAIVER, AND BINDING ARBITRATION

PROVISION TO RESOLVE DISPUTES. PLEASE REVIEW CAREFULLY.

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IDENTITY VERIFICATION ON THE SERVICES IS OPTIONAL. MANY USERS HAVE NOT

COMPLETED IDENTITY VERIFICATION, AND WE DO NOT CONFIRM THE IDENTITY, AGE,

OR BACKGROUND OF THOSE USERS. EVEN FOR USERS WHO HAVE COMPLETED

IDENTITY VERIFICATION, WE DO NOT CONDUCT CRIMINAL BACKGROUND CHECKS.

YOU ARE SOLELY RESPONSIBLE FOR YOUR INTERACTIONS WITH OTHER USERS. SEE

SECTION 10 (INTERACTIONS AT YOUR SOLE RISK).

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1. Access to the Services

The Services discloses and connects you with other users in the same or similar vicinity for the

purpose of you and other users providing or indicating an interest to meet in person and to Talk

To My Face. To use the Services, you must provide the account information we request, such as

your name, phone number, email address, and date of birth. You may also elect to complete

optional identity verification as further described in Section 1.1 (Optional Identity Verification),

which includes the collection of biometric data as further described in Section 1.2 (Biometric

Data Collection and Use). If your request for an account is approved as further described in

Section 1.3 (Account Status and Approval Process), this means that your location, content, and

profile will be visible to other users of the Services, so be sure you are willing to share this

information with other users before you use the Services. You alone are responsible for your

activities and interaction with the Services from your account and profile, including, but not

limited maintaining the security of your account, protection of your account information (e.g. your

password), and all uses of the Services from your account. Company will not be liable for any

loss or damage arising from your failure to comply with these obligations.

1.1 Optional Identity Verification

Identity verification through our third-party verification provider, Veriff, is optional, except as

described below. If you elect (or are required) to complete identity verification, the verification

process requires you to:

 Provide a valid government-issued photo identification document (driver's license,

passport, or state ID);

 Submit a live selfie for biometric comparison to your ID photo;

 Consent to Veriff's processing of your identity information and biometric data in

accordance with Veriff's Privacy Policy available at https://www.veriff.com/privacy-policy;

 Consent to biometric data collection and use as described in Section 1.2 below;

and

 Successfully pass identity verification checks.

If you elect (or are required) to complete identity verification, Company uses Veriff to verify

your identity and age (18+ years), and by initiating the verification process you authorize

Company to share your identity verification information with Veriff and authorize Veriff to share

verification results with Company.

Users who successfully complete identity verification ("Verified Users") may display a verified

indicator on their profile. Users who do not complete identity verification ("Unverified Users")

may use the Services, subject to any feature limitations we impose from time to time, and other

users may be able to see that they have not completed identity verification. If you are an

Unverified User, you acknowledge and agree that Company relies entirely on the information

you provide, including your name and date of birth, and does not independently confirm that

information.

Company reserves the right, in its sole discretion, to: (a) require any user to complete identity

verification before accessing or continuing to use all or any part of the Services, including

following a report of suspected fraud, impersonation, underage use, or other violation of this

Agreement; (b) limit certain features of the Services, such as in-person meetups at Business

Partner locations, Rewards, or events, to Verified Users; and (c) change whether identity

verification is optional or required at any time, upon notice to you as described in Section 21

(Changes to this Agreement).

You may not state or imply that you are a Verified User if you have not completed identity

verification, or that a verified status means anything other than what is described in this

Agreement.

1.2 Biometric Data Collection and Use

Veriff collects biometric identifiers from your facial geometry through selfie analysis to verify that

your selfie matches your government-issued photo identification document. This biometric data

is:

 Collected and processed by Veriff on our behalf;

 Used solely for identity verification, fraud prevention, and security purposes;

 Retained by Veriff according to their retention schedule described in their Privacy

Policy;

 Not accessible to Company in raw form; we receive only a session reference ID and

verification status (verified/not verified), results (approved/denied) and a time stamp of

last status change

By electing to complete identity verification and initiating the verification process, you are

providing your informed, written consent to the collection, use, and retention of your biometric

identifiers for identity verification purposes. We will not collect your biometric identifiers unless

you provide this consent. You may revoke this consent at any time by contacting us at

ask@talktomyface.com or by deleting your request for an account or your account. If you revoke

consent, your verified status will be removed, and you may continue to use the Services as an

Unverified User to the extent permitted under Section 1.1.

We reserve the right to deny your request for an account if:

 We have required you to complete identity verification under Section 1.1 and you fail to

provide the requested identity verification information within 72 hours of our request;

 Your identity verification expires or requires re-verification;

 We have reason to believe your identity information is fraudulent or inaccurate;

 You are found to have multiple accounts for our Services; or

 You have provided false information or fraudulent documents

Attempting to use fraudulent documents, manipulate the identity verification process, or use

someone else's identification is strictly prohibited and may result in:

 Immediate and permanent denial of the creation of an account;

 Reporting to law enforcement;

 Permanent ban from the Services; or

 Legal action for fraud

1.3 Account Status and Approval Process

After you submit a request for an account (and complete identity verification through Veriff, if

you elect or are required to do so), your request for an account will be in restricted status

pending review and approval by our administrators. During this time:

 You cannot access the full features of the Services;

 Your information and verification results are retained for review purposes; and

 We will notify you via email regarding the approval decision

We endeavor to review a request for an account within 7 business days of submission. For

Verified Users, identity verification may need to be periodically re-confirmed at our discretion

for security purposes. If your request for an account is not approved, we will notify you of the

reason if permitted by law, and your information will be deleted within 14 days of rejection

and any biometric data you provided will be held by Veriff for as long as necessary to carry

out the purpose for which it was collected in accordance with its privacy policy

https://www.veriff.com/privacy-policy. You may also contact us at ask@talktomyface.com to

request information about the basis for the decision, subject to applicable law. If your request

for an account remains in restricted status, for more than 30 days without approval or rejection,

we will automatically delete your request and associated information and any biometric data you

provided will be held by Veriff for as long as necessary to carry out the purpose for which it was

collected in accordance with its privacy policy https://www.veriff.com/privacy-policy. You may re-

apply by creating a new request for an account and completing the verification process again. If

your request for an account is approved, then we will notify you via email and upon such notice,

you may begin using the Services and interacting with other users.

1.4 Ratings and Reviews

After completing an in-person meetup (when both users have successfully completed a tap

in/out session), you may rate your experience with the other user on a scale of 1-5 stars within

7 days of the meetup. Ratings are visible to all users who view the rated user's profile as an

average rating score. The identity of users who rate you is visible to you through the

Application. Ratings may also be visible to other users viewing rating details. Ratings are

cannot be edited or removed by you once submitted. You may only rate another user after

completing a verified in-person meetup. Each meetup can be rated only once by each

participant.

Ratings generally cannot be disputed or removed, but if you believe a rating was submitted in

violation of this Agreement (e.g., no actual meetup occurred, rating is abusive), you may contact

us at ask@talktomyface.com with "Rating Dispute" in the subject line. We will review disputes

on a case-by-case basis and may remove ratings that violate this Agreement, in our sole

discretion.

We are not obligated to remove ratings and our decision is final.

1.5 License Rights

Subject to the terms of this Agreement, Company grants you a personal, limited, royalty-free,

non-assignable, non-exclusive, nontransferable, and revocable right to access and use the

Service on your personal device. Except for the limited rights granted under this Agreement, you

do not acquire any ownership interest in the Services under this Agreement, and all rights, title,

and interests in the Services, together with all related documentation, methods, algorithms,

materials, images, text, graphics, illustrations, logos, patents, trademarks, copyrights,

photographs, and all other intellectual property that is part of the Service, will remain with

Company and its licensors and service providers, including all copyrights, trademarks, and other

intellectual property rights therein or relating thereto.

1.6 Updates to Services

You acknowledge and agree that at times the Service may be inaccessible or inoperable for any

reason whatsoever, including, without limitation, equipment malfunctions, periodic maintenance

procedures or repairs which Company may undertake from time to time without notice to you,

causes which are beyond the control of Company or which are not reasonably foreseeable.

Company will not be liable for the inaccessibility or inoperability of the Services. Company may

from time to time in its sole discretion develop and provide Service updates, which may include

upgrades, bug fixes, patches, other error corrections, and/or new features (collectively, including

related documentation, "Updates"). Updates may also modify or delete in their entirety certain

features and functionality. You agree that Company has no obligation to provide any Updates or to

continue to provide or enable any particular features or functionality. You further agree that all

Updates will be deemed part of the Services and be subject to all terms and conditions of this

Agreement.

2. Code of Conduct

You represent and warrant that your use of Services is only for lawful purposes and is consistent

with the terms and conditions set forth in this Agreement. You further represent and warrant that

you:

· will not copy the Service;

· will not modify, translate, adapt, or otherwise create derivative works or improvements,

whether or not patentable, of the Service;

· will not reverse engineer, disassemble, decompile, decode, or otherwise attempt to

derive or gain access to the source code of the Service, other accounts, or other websites

linked through the Service through hacking, password mining, or other means;

· will not use data mining, robots, screen scraping or similar data gathering and

extraction tools on the Service;

· will not use any metatags or any other "hidden text" utilizing any part of the Application

or Company's name, service, or trademarks without the express written consent of Company;

 will not use the Service defame, abuse, harass, stalk, intimidate, assault, or threaten

others;

 will not remove, delete, alter, or obscure any trademarks or any copyright, trademark,

patent, or other intellectual property or proprietary rights notices from the Service, including any

copy thereof;

 will not rent, lease, lend, sell, sublicense, assign, distribute, publish, transfer, or

otherwise make available the Service, or any features or functionality of the Service, to any

third party for any reason;

 will not remove, disable, circumvent, or otherwise create or implement any workaround

to any copy protection, rights management, or security features in or protecting the Service;

 will not use the Service to publish, post, upload, distribute or disseminate any

inappropriate, profane, defamatory, obscene, indecent or unlawful topic, name, material or

information;

 will not use the Service to publish, post, upload, distribute or disseminate any material or

information that includes the image or likeness of another person or infringes on the intellectual

property rights of a third party;

 will not upload files to the Service that contain viruses, Trojan horses, worms, time

bombs, cancel bots, corrupted files, or any other similar software or programs that may

damage the operation of a computer or property;

 will not use the Service in any manner that could damage, disable, overburden, or

impair the Company or interfere with any other party's use and enjoyment of the Service;

 will not obtain or attempt to obtain any materials or information through any means not

intentionally made available through the Service;

 will not use the Services to solicit money or other items of value from another user,

whether as a gift, loan, or form of compensation;

 will not use the Services for fraud, a pyramid scheme, or other similar practice;

 will not use the Service in relation to any political campaign financing or for the

purpose of influencing any election (other than sharing your own personal political opinions);

 will not use the Services for any harmful, illegal, or nefarious purpose, including, but

not limited to, for purposes of money laundering or other financial crimes;

 will not frame or mirror any part of Services without Company's prior written consent;

 will not use or develop any third party applications that interact with the Service without

our prior written consent, including, but not limited to artificial intelligence or machine learning

systems;

 will not submit a report about another members behavior, abuse, or violation of the

Services that is false, misleading, or otherwise unfounded;

 will not copy, use, or disclose other users content, location, or profile information,

except as is necessary for you to use the Services;

 will not attempt to circumvent, manipulate, or provide false information during the

identity verification process, including using fake IDs, someone else's identification,

manipulated documents, or synthetic/AI-generated images;

 will not create multiple accounts or attempt to re-register after account termination;

 will not impersonate another person or provide false information about your identity or

age;

 will not misrepresent your verification status, including by stating or implying that you

are a Verified User when you are not;

 are an individual (not a partnership or other business entity);

 are at least 18 years of age or older and have provided your true and accurate date of

birth, whether or not you have completed identity verification;

 are legally qualified to enter into a binding agreement with us;

 are not located in a country outside of the United States;

 are not prohibited by law from using our Services;

 have not committed, been convicted of, or pled no contest to a felony, a sex crime, or

any crime involving violence or a threat of violence;

 are not registered as or required to be registered as a sex offender with any state,

federal, or local registry;

 do not have more than one account on our Services;

 will not provide false, misleading, or retaliatory ratings;

 will not rate a user you have not actually met in person;

 will not use ratings to harass, threaten, or abuse other users;

 will not attempt to manipulate or inflate ratings through multiple accounts or

coordinated actions;

 will not offer or accept compensation in exchange for ratings

 have not been previously removed from our Services; and

 you understand that identity verification is optional, that many users have not

completed it, and that the identity verification process does not guarantee the safety,

intentions, or legitimacy of any user (whether a Verified User or an Unverified User), and you

remain solely responsible for your own safety when meeting other users.

If at any time we determine or have reason to believe in our sole discretion that you do not meet

these requirements or have violated any of these terms, we reserve the right to immediately

revoke your authorizations to use the Services and we may delete your account, in each case,

with or without notice to you.

3. Device and Messaging

You are responsible for obtaining any hardware devices and any data network access that is or

may be necessary to use the Services. Company does not guarantee that the Services, or any

portion thereof, are compatible with or will function on any particular hardware or device. You

acknowledge and agree that messaging and data rates may apply in connection with your use

of the Services.

In addition, by creating an account, you electronically agree to accept and receive

communications from Company. You may change your preferences in your account. To opt out

of receiving text messages from Company, you must reply "STOP" from the mobile device

receiving the messages. You acknowledge that opting out of receiving all communications may

impact your use of the Services.

4. Rewards

In connection with the Services, you may be eligible to earn certain rewards from participating

local third party restaurants, cafes, and merchants (“Business Partners”), which may include,

free or discounted products or services (collectively "Rewards"). You acknowledge and agree

that the Rewards have no cash, monetary, or other value, nor may the Rewards be converted

into any currency or cash equivalent and cannot be copied, gifted, shared, or otherwise

transferred to any third party. The descriptions, pictures, representations and information about

the Rewards may be inaccurate or contain errors. We reserve the right in our sole and exclusive

discretion to impose limits on Rewards eligibility and change, modify suspend, discontinue,

cancel any aspect of the Rewards at any time for any and no reason and without notice to you.

We do not assume any liability for the failure to provide, receive, or use any Rewards and your

sole remedy arising out of or related to any Rewards against Company is to withdraw and

terminate your account and use of the Services. The Rewards may be void where prohibited.

5. Your Information

You will own any content, information, or materials you upload or provide while using the Services

("Your Information"). You represent and warrant that Your Information is accurate, complete, up-to-

date, and that you have the necessary licenses, rights, consents, and permissions to use and

authorize Company to use Your Information in the manner contemplated by this Agreement,

including, but not limited to all intellectual property rights. By submitting Your Information to

Company, you grant Company a perpetual, royalty-free, sub-licenseable, and transferable right

and license to host, store, cache, use, display, reproduce, modify, adapt, edit, publish, prepare

derivative works of, analyze, transmit, distribute and otherwise commercial exploit all or any

portion of Your Information for any purpose, including, but not limited to operating, developing,

providing, promoting, and improving the Services.

The license you grant Company under this Section also includes a right for Company to make

Your Information available to and pass these rights along to Company's licensors and service

providers with whom Company has a contractual relationship related to the provision of the

Services, including, but not limited to Technology Providers (as defined below). To the extent

you provide Company any feedback or suggestions regarding the Services, including, without

limitation, new features or functionality related thereto, or any comments, questions, or

suggestions, Company is free to use such feedback without any compensation or attribution to

you.

6. Privacy

Company's license and rights to use Your Information is subject your rights under applicable law,

such as laws applicable to personal data protection. For more information about how Company

collects, uses, and shares Your Information that is personal data, including any biometric

identifiers, please review our Privacy Policy (the "Privacy Policy"), which is incorporated into

this Agreement by reference. By providing Your Information to or through the Services, you

agree we may use Your Information that is personal data in accordance with the Privacy Policy.

7. Digital Millennium Copyright Act

We take copyright infringement seriously. If you believe that any content, materials, or

information that is posted, uploaded, or otherwise made accessible in connection with the

Services infringes on your intellectual property rights, please submit a notification to Company

that complies with the requirements set forth in 17 U.S.C. § 512(c)(3), including:

· A physical or electronic signature of a person authorized to act on behalf of the

owner of an exclusive right that is allegedly infringed;

· Identification of the copyrighted work claimed to have been infringed;

· Identification of the material claimed to be infringing or to be the subject of infringing

activity and that is to be removed or access disabled and information reasonably sufficient to

permit the Company to locate the material;

· Information reasonably sufficient to permit the Company to contact you, such as an

address, telephone number, and, if available, an electronic mail;

· A statement that the person submitting the notice has a good faith belief that use of the

material in the manner complained of is not authorized by the copyright owner, its agent, or the

law; and

· A statement that, under penalty of perjury, the information in the notification is accurate

and the person submitting the notice is authorized to act on behalf of the owner of the exclusive

right that is allegedly infringed.

8. Third-Party Materials

The Services may display, include, or make available third-party content or provide links to third-

party websites or services, including through the Rewards or third-party advertising ("Third-Party

Materials"). You acknowledge and agree that Company is not responsible for Third-Party

Materials, including their accuracy, completeness, timeliness, validity, copyright compliance,

legality, decency, quality, or any other aspect thereof. Company does not assume and will not

have any liability or responsibility to you or any other person or entity for any Third-Party

Materials. Third-Party Materials and links thereto are provided solely as a convenience to you,

and your access and use them entirely at your own risk and subject to such third-party terms

and conditions.

You further knowledge and agree that Company uses or relies on technology provided by third

party service provider to provide some portions of the Service, ("Technology Providers"), and

that the operation, availability, and use of the Services is contingent on such Technology

Providers. You acknowledge and agree Company is not responsible for the failure to provide the

Services, if such failure is a result of or arising out the Technology Providers. Further, Company

shall have no liability for the services or materials provided by the Technology Components,

including their accuracy, completeness, timeliness, validity, copyright compliance, legality,

decency, quality, or any other aspect thereof.

9. Account Termination

If you no longer wish to use the Services, you may terminate your account and profile at any

time by logging into your account and following the instructions. Notwithstanding any term to

the contrary herein, Company may terminate this Agreement, your account, and/or your access

to the Services at any time with or without notice to you if Company believes, in its sole

discretion, you have violated any of the terms and conditions of this Agreement. Upon

termination all rights granted to you under this Agreement will also terminate, including, but not

limited any Rewards and any rights set forth in Section 1 of this Agreement and you must cease

all use of the Services. Termination will not limit any of Company's rights or remedies at law or

in equity and any provisions of this Agreement that by its terms has application to events

following termination, which shall remain in full force and effect.

10. Interactions At Your Sole Risk

We offer users the option to complete identity verification as outlined in Section 1.1 (Optional

Identity Verification), including biometric authentication as further set forth in Section 1.2 (Biometric

Data Collection and Use). Because identity verification is optional and has inherent limits, you

acknowledge and understand that:

 Many users of the Services are Unverified Users. We do not confirm the identity, name,

age, photos, or any other information provided by Unverified Users, and any such user may not

be who they claim to be, may be under 18 years of age, or may be using a false identity;

 The presence or absence of a verified indicator on a user's profile is not an assessment

of that user's character, safety, or trustworthiness, and you should not rely on it as such;

 Your decision to communicate with or meet any user, including an Unverified User, is

yours alone;

 For Verified Users, identity verification confirms only that a user's selfie matches their

government ID and that they meet basic eligibility requirements (age 18+), but does NOT

constitute a comprehensive background check;

 Users may have criminal history, pending charges, or other records or other that are not

detected by our verification process;

 Identity verification is performed at account creation, but is not continuously monitored;

 Users may misrepresent themselves or their intentions despite passing identity

verification and biometric authentication;

 We do not verify all user-provided information (such as interests, employment, or

personal descriptions);

 Identity verification and biometric authentication does not guarantee the safety, honesty,

or intentions of any user; and

 We use we cannot guarantee that all users have been comprehensively screened or that

all relevant information has been discovered.

NOTWITHSTANDING OUR EFFORTS FOR IDENTITY VERIFICATION AND BIOMETRIC

AUTHENTICATION, WE CANNOT AND DO NOT GUARANTEE THE ACCURACY,

COMPLETENESS, OR RELIABILITY OF THE VERIFICATION RESULTS OR THE SAFETY OF

ANY USER INTERACTIONS AND ALWAYS RECOMMEND YOU USE CAUTION WHEN

INTERACTING WITH SOMEONE YOU DO NOT KNOW AND TAKE APPROPRIATE SAFETY

PRECAUTIONS WHEN ENGAGING WITH OTHER USERS, INCLUDING, BUT NOT LIMITED

TO MEETING IN A POPULATED AND PUBLIC PLACE. PLEASE REPORT TO US OR BLOCK

ANY USERS THAT VIOLATE THIS AGREEMENT OR REQUEST MONEY OR DONATIONS,

ARE HARASSING, THREATENING, OR ABUSIVE, OR ARE INAPPROPRIATE OR ENGAGE

IN ANY OTHER HARMFUL BEHAVIOR DURING OR AFTER MEETING IN PERSON. YOU

ACKNOWLEDGE AND AGREE THAT YOU ARE SOLELY RESPONSIBLE FOR

INTERACTIONS WITH OTHER USERS OF THE SERVICES AND THAT WE CANNOT AND

DO NOT GUARANTEE YOUR SAFETY AND ASSUME NO RESPONSIBILITY FOR THE

IDENTITY, INTENTIONS, OR LEGITIMACY OF ANY USERS (WHETHER VERIFIED USERS

OR UNVERIFIED USERS) WHO YOU COMMUNICATE WITH THROUGH USE OF THE

SERVICES.

11. Disclaimers

YOU ACKNOWLEDGE AND AGREE THAT THE IDENTITY VERIFICATION PROCESS,

BIOMETRIC AUTHENTICATION, ANY USER'S VERIFICATION STATUS (OR LACK

THEREOF), SERVICES, AND ANY REWARDS ARE PROVIDED TO YOU "AS IS" AND WITH

ALL FAULTS AND DEFECTS WITHOUT WARRANTY OF ANY KIND AND THE COMPANY

EXPRESSLY DISCLAIMS ALL OTHER WARRANTIES, WHETHER EXPRESS, IMPLIED,

STATUTORY, OR OTHERWISE, INCLUDING ALL IMPLIED WARRANTIES OF

MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, AND NON-

INFRINGEMENT, AND WARRANTIES THAT MAY ARISE OUT OF COURSE OF DEALING,

COURSE OF PERFORMANCE, USAGE, OR TRADE PRACTICE. WITHOUT LIMITATION TO

THE FOREGOING, COMPANY PROVIDES NO WARRANTY OR UNDERTAKING, AND MAKES

NO REPRESENTATION OF ANY KIND THAT THE IDENTITY VERIFICIATION PROCESS,

BIOMETRIC AUTHENTICATION, OR SERVICES WILL MEET YOUR REQUIREMENTS,

ACHIEVE ANY INTENDED RESULTS, OPERATE WITHOUT INTERRUPTION, BE ERROR

FREE, MEET ANY PERFORMANCE OR RELIABILITY STANDARDS, OR THAT ANY

CONTENT OR INFORMATION YOU OBTAIN ON OR THROUGH THE SERVICES WILL BE

ACCURATE OR COMPLETE, INCLUDING, BUT NOT LIMITED TO A USERS ABILITY OR

DESIRE TO COMMUNICATE OR MEET YOU.

12. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABE LAW, IN NO EVENT WILL

COMPANY, ITS OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, AFFILIATES,

LICENSORS, TECHNOLOGY PROVIDERS, OR SUCCESSORS OR ASSIGNS HAVE ANY

LIABILITY FOR ANY CONSEQUENTIAL, INCIDENTAL, INDIRECT, EXEMPLARY, SPECIAL,

LOST PROFITS OR REVENUES, DIMINUTION IN VALUE, OR PUNITIVE DAMAGES.

FURTHER, TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT

WILL COMPANY'S AGGREGATE LIABILITY UNDER THIS AGREEMENT EXCEED THE

GREATER OF $100 OR THE AMOUNT YOU PAID US (IF ANY) IN THE 12 MONTHS

PRECEDING THE DATE OF THE ACTIVITY GIVING RISE TO THE CLAIM. THE LIMITATIONS

IN THIS SECTION SHALL APPLY REGARDLESS OF WHETHER OR NOT THE POSSIBLITY

OF SUCH DAMAGES HAS BEEN DISCLOSED OR COULD HAVE BEEN REASONABLY

FORESEEN, AND REGARDLESS OF THE LEGAL OR EQUITABLE THEORY (CONTRACT,

TORT, OR OTHERWISE) UPON WHICH THE CLAIM IS BASED.

WITHOUT LIMITING THE FOREGOING, TO THE FULLEST EXTENT PERMITTED BY

APPLICABLE LAW, COMPANY WILL HAVE NO LIABILITY FOR ANY LOSS, DAMAGE, OR

INJURY (INCLUDING BODILY INJURY, EMOTIONAL DISTRESS, OR PROPERTY DAMAGE)

ARISING OUT OF OR RELATING TO: (A) YOUR DECISION TO COMPLETE OR NOT

COMPLETE IDENTITY VERIFICATION; (B) ANY OTHER USER'S DECISION NOT TO

COMPLETE IDENTITY VERIFICATION, OR ANY INACCURATE, INCOMPLETE, OR FALSE

INFORMATION PROVIDED BY ANY USER, INCLUDING AS TO IDENTITY OR AGE; (C) ANY

ERROR, FAILURE, OR INACCURACY IN THE IDENTITY VERIFICATION PROCESS OR ANY

VERIFICATION RESULT PROVIDED BY VERIFF OR ANY OTHER TECHNOLOGY

PROVIDER; OR (D) YOUR COMMUNICATIONS OR IN-PERSON INTERACTIONS WITH ANY

OTHER USER, WHETHER A VERIFIED USER OR AN UNVERIFIED USER.

13. Indemnification

To fullest extent permitted by applicable law, you agree to indemnify, defend, and hold harmless

Company and its officers, directors, employees, agents, affiliates, licensors, Technology

Providers, and successors, and assigns from and against any and all losses, damages,

liabilities, deficiencies, claims, actions, judgments, settlements, interest, awards, penalties, fines,

costs, or expenses of whatever kind, including attorneys' fees, costs of enforcing any right to

indemnification under this Agreement, arising from or relating to your use of the Services, the

Rewards, Your Information, any inaccurate or false information you provide regarding your

identity or age, any misrepresentation of your verification status, your conduct towards other

users, your negligence or willful misconduct, your breach of the terms of this Agreement, or your

violation of the rights of any third party, including Technology Providers.

14. Dispute Resolution

If you believe we have breached this Agreement or our provision of the Services to you, you

agree that as a material provision of this Agreement that you will provide us with a detailed

written notice of any claimed deficiencies and at least thirty (30) days to cure such alleged

deficiency prior to commencing any arbitration proceeding against us as set forth below. If the

Company takes steps to fix the issue, but the fix cannot be completed within the thirty (30) day

time period, then the Company shall continue to have the opportunity to fix the issue without you

bringing a legal claim so long as the Company uses commercially reasonable means without

undue delay to resolve the issue. During the aforementioned cure periods, any applicable

statute of limitations period will be automatically tolled. If the Company provides written notice to

you that it is waiving this Section or otherwise is not pursuing a resolution to your proposed

claims, the tolling period shall automatically cease within three (3) days of such notice being

provided to you. Should you violate this provision and fail to give us such notice, it shall

constitute a material breach of this Agreement and entitle us to all of our attorneys' fees, court

costs, and any related expenses associated with enforcing our right to the thirty (30) day cure

period. This provision specifically applies to any and all claims under local, state or federal law,

and specifically includes claims related to the American with Disabilities Act.

15. Binding Arbitration

This Agreement is governed by and construed in accordance with the internal laws of the State

of Minnesota without giving effect to any choice or conflict of law provision or rule. You agree that

any claim, dispute, action or litigation based hereon, relating to or arising out of this Agreement,

or the Services shall be brought and maintained exclusively via arbitration (except for

injunctive relief). Any party seeking to pursue an action to arbitrate shall give written notice to

the other party of such election that summarizes in sufficient detail the basis of the dispute at

least ten (10) days before bringing an arbitration action. The dispute shall be submitted for

arbitration with JAMS in accordance with its Comprehensive Arbitration Rules and Procedures.

Such arbitration shall be conducted, unless otherwise agreed by the parties, by a single

arbitrator, who shall be a former judge, in Hennepin County, Minnesota. The award of the

arbitrator may be confirmed or enforced in any court of competent jurisdiction. The prevailing

party in any arbitration shall be entitled to recover all costs incurred by such party in

connection with the proceeding, including reasonable attorneys' fees. If injunctive relief is

needed, the parties agree to exclusively utilize the courts with jurisdiction in Hennepin County,

Minnesota. You expressly waive any objection of venue and jurisdiction, including but not

limited to arguments that such litigation any action has been brought in an inconvenient forum.

16. Limitation of Time to File Claims

WE WISH TO TIMELY RESOLVE ANY DISPUTES THAT YOU MAY HAVE WITH US.

ACCORDINGLY, ANY CAUSE OF ACTION OR CLAIM YOU MAY HAVE ARISING OUT OF OR

RELATING TO THIS AGREEMENT OR THE SERIVCES MUST BE COMMENCED WITHIN

ONE (1) YEAR AFTER THE CAUSE OF ACTION ACCRUES OTHERWISE SUCH CAUSE OF

ACTION OR CLAIM IS PERMANENTLY BARRED.

17. Waiver of Jury Trial and Class Action

EACH OF THE PARTIES HERETO HEREBY WAIVES ANY RIGHT TO A TRIAL BY JURY IN

ANY ACTION OR PROCEEDING TO ENFORCE OR DEFEND ANY RIGHTS UNDER THIS

AGREEMENT. FURTHER, EACH OF THE PARTIES HERETO HEREBY WAIVES ANY RIGHT

TO PARTICIPATE IN A CLASS ACTION AND INSTEAD, AGREES THAT ANY AND ALL

DISPUTES SHALL BE RESOLVED ON AN INDIVIDUAL BASIS.

18. Severability

If any provision of this Agreement is illegal or unenforceable under applicable law, the remainder

of the provision will be amended to achieve as closely as possible the effect of the original term

and all other provisions of this Agreement will continue in full force and effect.

19. Waivers

No failure to exercise, and no delay in exercising, on the part of either party, any right or any

power hereunder shall operate as a waiver thereof, nor shall any single or partial exercise of

any right or power hereunder preclude further exercise of that or any other right hereunder.

20. Successors and Assigns

You may not assign any of your rights or delegate any of your duties under this Agreement or

the Privacy Policy. You agree that your account and right to use the Services shall terminate

upon your death, unless terminated earlier pursuant to the terms of this Agreement. Company

may assign this Agreement without your consent to, a subsidiary or affiliate, an acquirer of

Company's equity, business or assets, or to a successor by merger. Except as otherwise

expressly provided herein, this Agreement shall bind and inure to the benefit of the

successors, assigns, heirs, executors and administrators of the parties hereto.

21. Changes to this Agreement

From time to time, Company may, in its sole discretion, change, modify, supplement or remove

portions of this Agreement. Such changes shall become effective upon the posting of the

revised Agreement on the Application or upon sending you an email or other notification to your

account. You will be deemed to have agreed to such change by continuing to use the Services

following the date in which such changes become effective.

22. Notices

We may give you a general notice on or through the Services, by electronic mail to the email

address associated with your account, by telephone or text message to any phone number

provided in connection with your account, or by written communication sent by first class mail or

pre-paid post to any address connected with your account. Such notice shall be deemed to have

been given upon the expiration of 48 hours after mailing or posting (if sent by first class mail or

pre-paid post) or at the time of sending (if sent by email, telephone, or on or through the

Services). You may provide us with notice, with such notice being deemed given when received

by Company, by first class mail at:

TTMF, LLC d/b/a Talk To My Face

430 1st Ave. N, Suite 770

Minneapolis, MN 55401

23. Entire Agreement

This Agreement and our Privacy Policy constitute the entire agreement between you and

Company with respect to the Services and supersede all prior or contemporaneous

understandings and agreements, whether written or oral, with respect to the Services.